Mobile Pos Systems Explained: Technical Specifications, Features, and Best Practices

Types of Mobile POS Systems

A Mobile Point of Sale (POS) system revolutionizes how businesses process transactions by enabling sales anywhere using portable devices. These systems are highly adaptable and can be categorized based on connectivity, industry specialization, integration capabilities, and hardware platforms. Choosing the right type of mobile POS system is crucial for optimizing operational efficiency, improving customer experience, and supporting business scalability.

Cloud-Based Mobile POS

Relies on continuous internet connectivity to process and store transaction data in the cloud.

Advantages

• Real-time data synchronization across devices
• Remote access to sales reports and inventory
• Automatic software updates
• Seamless integration with accounting and CRM tools

Limitations

• Requires stable internet connection
• Transaction downtime during outages
• Potential data latency in low-bandwidth areas

Best for: Urban retail stores, cafes with reliable Wi-Fi, multi-location businesses

Offline-Capable Mobile POS

Processes transactions locally and syncs data to the cloud once connectivity is restored.

Advantages

• Operates without constant internet access
• Reduces downtime in remote or rural areas
• Stores transaction data securely on-device
• Automatic cloud sync when connection resumes

Limitations

• Limited real-time reporting during offline mode
• Delayed inventory updates until synced
• Requires manual monitoring of sync status

Best for: Pop-up shops, food trucks, field service providers, rural retailers

Industry-Specific Mobile POS Systems

Modern mobile POS platforms are increasingly tailored to meet the unique demands of specific industries. These specialized systems come with pre-configured features that streamline workflows and enhance customer service.

Hospitality & Restaurant POS

Designed for restaurants, cafes, and bars to manage tableside ordering and kitchen communication.

• Tableside order entry via tablets
• Direct kitchen printer integration
• Split bills and tipping options
• Floor plan management and reservations

Key Benefit: Reduces order errors and improves table turnover rates

Retail-Focused Mobile POS

Optimized for inventory tracking, customer management, and omnichannel sales.

• Barcode scanning and real-time stock updates
• Customer profiles and purchase history
• Loyalty program integration
• Buy-online-pickup-in-store (BOPIS) support

Key Benefit: Enhances inventory accuracy and personalizes customer engagement

Service-Based Mobile POS

Suitable for salons, spas, and field service businesses with appointment-centric operations.

• Integrated scheduling and calendar sync
• Service package and membership management
• On-the-go invoicing and payments
• Technician or stylist performance tracking

Key Benefit: Streamlines appointment-to-payment workflow

Healthcare & Clinic POS

Compliant systems for medical billing, insurance verification, and patient records.

• HIPAA-compliant data handling
• Insurance claim processing
• Patient payment plans
• Integration with electronic health records (EHR)

Key Benefit: Ensures regulatory compliance and secure financial transactions

Hybrid Mobile POS Systems

Hybrid mobile POS systems combine the flexibility of portable devices with the stability of traditional fixed terminals. These systems allow businesses to switch seamlessly between mobile and stationary modes, offering the best of both worlds.

Key Advantages

• Supports both in-store roaming and fixed checkout counters
• Centralized data management across all devices
• Ideal for high-traffic environments needing flexibility
• Enables staff to assist customers anywhere on the floor

Considerations

• Higher initial setup cost due to dual infrastructure
• Requires comprehensive staff training
• Needs robust backend integration

Ideal Use Case: Department stores, electronics retailers, and showrooms where sales associates need to process purchases while assisting customers across large spaces.

Smartphone and Tablet-Based Mobile POS Systems

These systems leverage existing smartphones or tablets, turning them into fully functional POS terminals through dedicated apps and peripheral attachments like card readers.

Smartphone POS

Uses standard smartphones with compact card readers (e.g., Square, PayPal Zettle).

• Lowest entry cost
• Highly portable and easy to deploy
• Perfect for microbusinesses and solo entrepreneurs

Best for: Street vendors, small kiosks, mobile food carts

Tablet-Based POS

Utilizes tablets (iPad, Android) with larger screens for enhanced usability.

• Better user interface for complex transactions
• Supports multiple peripherals (printers, cash drawers)
• Durable mounting and docking options available

Best for: Boutiques, salons, mid-sized restaurants, and service providers

System Type	Connectivity	Portability	Ideal For	Setup Cost
Cloud-Based POS	Online required	High	Businesses with stable internet	Moderate
Offline-Capable POS	Online + Offline	Very High	Remote or mobile operations	Moderate
Hybrid POS	Online + Fixed Integration	Flexible	Large retail or service spaces	High
Smartphone/Tablet POS	Mobile Data/Wi-Fi	Extremely High	Small businesses, pop-ups	Low

Expert Tip: When selecting a mobile POS system, prioritize solutions that offer offline mode even if you have reliable internet—unexpected outages can disrupt sales, and having a fallback ensures uninterrupted business operations.

Function, Features & Design of Mobile POS Systems

Mobile Point of Sale (mPOS) systems have revolutionized the way businesses manage transactions, customer interactions, and operational workflows. By replacing traditional fixed terminals with portable, cloud-connected solutions, mPOS empowers retailers, restaurants, and service providers to deliver faster, more personalized service—anytime, anywhere. Understanding the core aspects of function, feature, and design is essential for selecting the right system and maximizing return on investment.

Core Functions of a Mobile POS System

A mobile POS system enables businesses to process sales and manage key operations beyond the confines of a stationary checkout counter. These systems are particularly valuable in dynamic environments such as pop-up shops, outdoor markets, food trucks, and large retail spaces where mobility enhances efficiency and customer satisfaction.

Payment Processing: Modern mPOS systems support a wide range of payment methods, including chip-based credit and debit cards, contactless payments (NFC) like Apple Pay and Google Wallet, and QR code-based transactions. Integrated card readers connect via Bluetooth or audio jack, ensuring secure and fast payment authorization with PCI-compliant encryption.

Inventory Management: Real-time inventory tracking allows businesses to monitor stock levels across multiple locations, receive low-stock alerts, and streamline reordering processes. Product catalogs can be updated instantly, and sales data is automatically synced to provide accurate reports on best-selling items, seasonal trends, and shrinkage.

Customer Relationship Management (CRM): mPOS platforms often include built-in CRM tools that capture customer purchase history, contact information, and preferences. This data supports targeted marketing campaigns, loyalty programs, and personalized promotions, helping businesses build stronger, long-term relationships with their clientele.

Key Features That Drive Business Value

Portability & Flexibility

One of the defining characteristics of an mPOS system is its portability. Running on tablets or smartphones, these systems allow staff to check out customers on the sales floor, at curbside, or even outdoors. This reduces customer wait times, minimizes congestion at registers, and improves overall service quality—especially during peak hours.

For businesses operating in non-traditional spaces (e.g., farmers' markets, festivals, or delivery services), portability ensures uninterrupted sales capability regardless of location or infrastructure.

Seamless System Integration

mPOS systems are designed to integrate smoothly with other business platforms such as accounting software (e.g., QuickBooks), e-commerce stores (e.g., Shopify), employee scheduling tools, and enterprise resource planning (ERP) systems. This integration eliminates data silos and ensures consistency across all touchpoints.

Automated syncing of sales, inventory, and customer data enables real-time analytics and reporting, empowering managers to make informed decisions about pricing, staffing, and marketing strategies.

Customer Engagement Tools

Advanced mPOS solutions go beyond transaction processing by offering tools that enhance customer interaction. Features such as digital receipts, post-purchase surveys, birthday discounts, and instant loyalty point redemption create a more engaging and memorable shopping experience.

These tools not only increase customer satisfaction but also encourage repeat visits and higher average order values through personalized incentives and timely follow-ups.

Cloud-Based Operations

Most mPOS systems operate in the cloud, meaning data is stored securely online and accessible from any authorized device. This enables remote management of sales, employees, and inventory, even when away from the business location.

Cloud infrastructure also facilitates automatic software updates, scalable user access, and disaster recovery—critical advantages for growing businesses that require agility and resilience.

Design Principles for Optimal Usability

The effectiveness of an mPOS system is heavily influenced by its design. A well-designed system enhances usability for employees and creates a smooth, professional experience for customers. Key design elements focus on interface clarity, hardware compatibility, and physical durability.

User Interface (UI): An intuitive, clean interface reduces training time and minimizes errors during checkout. Well-organized buttons, quick-access menus, and visual product displays help staff process transactions efficiently—even under pressure. Touch-friendly layouts with large icons and readable fonts ensure usability across different skill levels and age groups.

Hardware Compatibility: mPOS systems are often part of an ecosystem that includes card readers, portable receipt printers, barcode scanners, and cash drawers. Designing for compatibility ensures seamless connectivity and plug-and-play functionality, reducing setup time and technical issues. Many systems support both iOS and Android devices, giving businesses flexibility in choosing cost-effective hardware.

Durability & Build Quality: Given their mobile nature, mPOS devices must withstand frequent handling, accidental drops, and exposure to dust or moisture. Ruggedized cases, spill-resistant screens, and shock-absorbent materials are common in commercial-grade systems. This durability ensures long-term reliability, especially in high-traffic or outdoor environments.

Aspect	Key Benefit	Best Practice
Payment Processing	Supports diverse, secure payment options	Ensure PCI compliance and use encrypted card readers
Inventory Sync	Prevents overselling and stockouts	Enable real-time syncing across all sales channels
CRM Integration	Boosts customer retention and sales	Use purchase history to personalize offers
User Interface	Reduces training time and errors	Choose systems with customizable dashboards
Durability	Minimizes downtime and replacement costs	Invest in rugged accessories for field use

Important: When selecting an mPOS system, consider not only current needs but also future scalability. A solution that integrates well with existing tools, supports multiple users, and offers robust security will provide greater long-term value. Always test the system in real-world scenarios before full deployment to ensure it meets both operational and customer experience goals.

Commercial Use Cases of Mobile POS Systems

Mobile Point-of-Sale (mPOS) systems have revolutionized the way businesses operate across industries by combining portability, real-time data access, and seamless payment processing. These compact, cloud-connected solutions enable businesses to process transactions anywhere, improve customer experience, reduce operational bottlenecks, and increase revenue. From retail floors to remote service locations, mPOS systems offer flexible, scalable, and secure transaction capabilities tailored to diverse commercial environments.

Retail Environments

Both large chains and independent retailers are increasingly adopting mobile POS systems to enhance in-store customer service and streamline checkout operations. Instead of requiring customers to queue at fixed counters, sales associates equipped with handheld mPOS devices can assist shoppers directly on the floor—taking orders, processing payments, and checking real-time inventory levels instantly.

• Reduces customer wait times during peak hours, improving satisfaction and reducing cart abandonment
• Enables staff to upsell or recommend products based on live inventory and purchase history
• Supports omnichannel strategies such as buy-online-pickup-in-store (BOPIS) and curbside checkout
• Integrates with inventory management systems for accurate stock tracking, minimizing overstocking or stockouts
• Facilitates line-busting during high-traffic events like holiday sales or product launches

Key benefit: Mobile POS transforms the shopping experience from transactional to interactive, increasing engagement and conversion rates.

Field Service & Delivery Businesses

For field service providers—including plumbers, electricians, HVAC technicians, and mobile repair services—mPOS systems eliminate the delays associated with manual invoicing and delayed payments. Technicians can generate professional estimates on-site, accept credit card or contactless payments immediately after service completion, and automatically sync data to accounting software.

• Accelerates cash flow by enabling instant payment collection, reducing outstanding receivables
• Improves professionalism with digital receipts, invoices, and service logs
• Reduces administrative workload by syncing transactions directly to back-office systems
• Enhances accuracy in billing, minimizing disputes or errors from paper-based processes
• Delivery drivers can accept payments for goods upon arrival, eliminating the need to handle cash and reducing fraud risk

Pro insight: mPOS adoption in service industries leads to faster job closure, improved customer trust, and streamlined financial reporting.

Event Management & Ticketing

At dynamic venues such as concerts, sports stadiums, festivals, and conferences, mobile POS systems play a crucial role in managing ticket sales, food and beverage concessions, and merchandise stands. Their ability to operate offline and process contactless payments makes them ideal for high-traffic, temporary, or remote setups.

• Enables pop-up sales points across venues without reliance on fixed infrastructure
• Processes EMV, NFC, and QR code payments quickly, reducing long lines and lost sales
• Tracks real-time sales data and inventory levels for food, drinks, and merchandise
• Supports dynamic pricing models and promotional discounts on the fly
• Integrates with event management platforms for attendance tracking and reporting

Critical advantage: Real-time visibility into sales performance allows event organizers to adjust staffing, restock supplies, and optimize revenue opportunities during live events.

Healthcare Facilities

Hospitals, clinics, dental offices, and pharmacies are leveraging mobile POS systems to streamline patient financial interactions. From collecting co-pays and insurance deductibles to selling over-the-counter medications or medical supplies, mPOS devices enable secure, efficient transactions at the point of care.

• Reduces patient wait times at billing desks by allowing front-desk or nursing staff to collect payments during check-in or discharge
• Improves payment compliance by offering convenient, secure options at the moment of service
• Integrates with Electronic Health Records (EHR) and practice management software for accurate charge capture and reconciliation
• Provides encrypted payment processing to meet HIPAA and PCI compliance standards
• Generates digital receipts and statements that can be emailed or stored in patient records

Strategic impact: Faster payment collection improves cash flow while enhancing patient satisfaction through a more seamless experience.

Best Practice Tip: When selecting a mobile POS solution, ensure it offers robust integration capabilities with existing business systems (CRM, inventory, accounting), supports offline mode for uninterrupted service, and includes strong security features such as end-to-end encryption and tokenization. Prioritize user-friendly interfaces to minimize training time and maximize staff adoption.

Industry	Primary Use Case	Key Benefits	Common mPOS Features Utilized
Retail	Floor-based checkout & inventory lookup	Reduced wait times, increased sales, improved customer experience	Barcode scanning, cloud sync, contactless payments
Field Service	On-site invoicing & payment collection	Faster payments, reduced paperwork, improved cash flow	Digital signatures, invoice generation, offline mode
Events & Entertainment	Ticketing, concessions, and merchandising	High-volume processing, real-time reporting, portability	Offline capability, NFC payments, inventory alerts
Healthcare	Patient billing & pharmacy sales	Streamlined payments, compliance, improved satisfaction	PCI/HIPAA compliance, EHR integration, receipt email

Emerging Trends & Future Outlook

• AI-Powered Insights: Advanced mPOS platforms now offer predictive analytics for inventory needs and customer behavior based on transaction history.
• Contactless Dominance: Post-pandemic, consumers expect tap-to-pay and mobile wallet options, making NFC-enabled mPOS essential.
• Integration with Loyalty Programs: mPOS systems can automatically apply rewards or discounts, increasing customer retention.
• Sustainability: Digital receipts reduce paper waste and support eco-conscious branding.
• 5G & Edge Computing: Faster connectivity enables real-time data processing even in crowded environments like stadiums or trade shows.

How to Choose the Right Mobile POS System for Your Business

Selecting the ideal mobile point-of-sale (POS) system is a strategic decision that can significantly impact your business efficiency, customer experience, and long-term growth. With a wide range of solutions available, it's essential to evaluate each option based on key criteria that align with your operational needs and future goals. This comprehensive guide explores the most critical factors to consider when choosing a mobile POS system, helping you make an informed decision that supports seamless transactions, scalability, and cost-effective management.

Important Note: A mobile POS system is more than just a card reader—it's a complete business management tool. Consider how each feature integrates with your sales, inventory, customer service, and reporting workflows to maximize return on investment.

Customer Needs and Payment Preferences

Today’s consumers expect fast, secure, and flexible payment options. To remain competitive and deliver an exceptional checkout experience, your mobile POS system must support modern payment methods that align with customer expectations.

• Contactless Payments: Ensure the system supports NFC (Near Field Communication) technology for tap-to-pay transactions via credit cards and smartphones (Apple Pay, Google Pay, Samsung Pay).
• Multiple Payment Types: Look for systems that accept chip cards, swiped magnetic stripes, digital wallets, and even emerging options like QR code payments.
• International Capabilities: If serving global customers, verify support for multi-currency processing and foreign card networks.
• Receipt Flexibility: Offer both printed and email/SMS digital receipts to accommodate customer preferences and reduce paper waste.

A mobile POS that meets diverse payment demands enhances customer satisfaction, reduces transaction friction, and fosters brand loyalty—especially in retail, food service, and pop-up environments where convenience is paramount.

Pro Tip: Observe customer behavior at your location—do they prefer tapping their phone or inserting a card? Use this insight to prioritize supported payment technologies in your POS selection.

Scalability and Future-Proofing

Your business will evolve—your POS system should grow with it. Choosing a scalable solution protects your investment and avoids costly migrations down the line.

• Modular Features: Opt for platforms that allow you to add functionality as needed—such as inventory management, employee scheduling, customer relationship management (CRM), or e-commerce integration.
• Multi-Location Support: If you plan to expand, ensure the system can manage multiple stores or kiosks from a centralized dashboard with consolidated reporting.
• API Access & Integrations: Check whether the POS offers open APIs to connect with accounting software (e.g., QuickBooks, Xero), marketing tools, or online marketplaces.
• Cloud-Based Architecture: Cloud-hosted systems enable real-time data syncing across devices and locations, automatic updates, and remote access to business insights.

Scalable mobile POS systems are designed to transition smoothly from a single vendor cart to a full-service retail chain, ensuring consistent operations and data integrity at every stage of growth.

Total Cost of Ownership

While upfront pricing may seem attractive, it's crucial to evaluate the total cost of ownership (TCO) over time. Hidden fees can quickly erode savings and impact profitability.

• Hardware Costs: Determine if you need to purchase card readers, stands, receipt printers, barcode scanners, or tablets—and whether leasing options are available.
• Software Subscription Fees: Monthly or annual fees vary widely; compare plans based on features, number of users, and transaction limits.
• Transaction Fees: Review per-transaction rates (e.g., 2.6% + $0.10) and watch for tiered pricing, non-qualified surcharges, or monthly minimums.
• Additional Charges: Be aware of fees for chargebacks, customer support, PCI compliance, software upgrades, or early contract termination.
• Long-Term Value: Weigh lower-cost systems against reliability, uptime guarantees, and included support services.

The most affordable option isn’t always the best value. Prioritize transparency in pricing and choose a provider that offers predictable billing and clear contract terms.

Cost Factor	What to Ask	Budget-Friendly Option	Premium Advantage
Hardware	Can I use my own device? Are there bulk discounts?	BYOD (Bring Your Own Device) compatibility	Durable, purpose-built hardware with warranty
Subscription	Is there a free plan or trial? Can I downgrade later?	Free tier with basic features	Advanced analytics and team management
Transaction Fees	Is the rate flat or variable? Any hidden surcharges?	Flat-rate pricing with no monthly minimum	Interchange-plus pricing for high-volume savings
Support & Maintenance	Is 24/7 support included? Are updates free?	Email support with knowledge base	Dedicated account manager and phone support

Ease of Use and Implementation

A mobile POS system should streamline operations—not complicate them. A user-friendly interface and quick setup process minimize downtime and training overhead.

• Intuitive Interface: The system should feature a clean layout with large buttons, easy navigation, and minimal steps to complete a sale.
• Training Requirements: Evaluate how much staff training is needed. Systems with drag-and-drop menus and visual product catalogs reduce learning curves.
• Setup Time: Many modern mobile POS platforms can be operational within minutes—ideal for seasonal businesses or pop-up shops.
• Downtime Minimization: Choose a provider that offers data migration tools, setup assistance, and phased rollouts to avoid disrupting daily operations.
• Offline Mode: Ensure the system can process sales during internet outages and sync data once connectivity is restored.

An easy-to-use mobile POS accelerates checkout times, reduces human error, and empowers employees to focus on customer service rather than technical challenges.

Expert Tip: Request a live demo or free trial before committing. Test the system in real-world scenarios—process a return, apply a discount, and generate a sales report—to assess usability firsthand.

Additional Considerations for Optimal Selection

• Security & Compliance: Confirm the system is PCI-DSS compliant and encrypts all cardholder data to protect against breaches.
• Reporting & Analytics: Robust reporting tools help track sales trends, monitor inventory levels, and identify top-performing products.
• Customer Management: Built-in loyalty programs, customer profiles, and email marketing integrations enhance retention.
• Vendor Reputation: Research user reviews, uptime reliability, and responsiveness of customer support.
• Mobile Compatibility: Verify compatibility with iOS and/or Android devices you already own or plan to use.

Choosing the right mobile POS system is a foundational step toward building a more agile, customer-centric, and data-driven business. By carefully evaluating customer needs, scalability, total costs, and ease of use, you can select a solution that not only meets today’s demands but also supports tomorrow’s ambitions. Take the time to compare options, test demos, and consult with peers in your industry to ensure your mobile POS becomes a powerful asset—not a limitation.

Frequently Asked Questions About Mobile POS Systems

Q1: What is a mobile POS system?

A mobile POS (Point of Sale) system is a portable solution that enables businesses to process sales transactions outside of a fixed checkout counter. Unlike traditional POS setups, mobile POS systems typically run on smartphones, tablets, or dedicated handheld devices connected to payment processors via Bluetooth or Wi-Fi.

These systems often include a card reader, POS software, and cloud-based backend management, allowing merchants to accept payments, issue receipts, and manage sales from virtually anywhere—ideal for retail pop-ups, food trucks, delivery services, and in-store customer assistance.

Q2: How can a mobile POS system benefit customer service?

Mobile POS systems significantly enhance customer service by enabling staff to complete transactions directly at the customer’s location, eliminating the need to queue at a central register. This flexibility improves the overall shopping experience in several ways:

• Reduced Wait Times: Transactions can be processed on the sales floor, cutting down lines and increasing throughput during peak hours.
• Personalized Service: Sales associates can check inventory, apply discounts, and finalize purchases while engaging with customers face-to-face.
• Improved Mobility: Especially useful in large stores, restaurants, or outdoor events where bringing the register to the customer increases convenience.
• Better Customer Engagement: Staff spend less time behind counters and more time assisting, advising, and closing sales.

Businesses using mobile POS report higher customer satisfaction and increased average transaction values due to smoother, more interactive checkout experiences.

Q3: Is data security ensured in mobile POS systems?

Yes, reputable mobile POS systems prioritize data security and are designed to comply with the Payment Card Industry Data Security Standard (PCI DSS), which is mandatory for handling credit card information.

Key security features commonly included in modern mPOS platforms are:

• End-to-End Encryption (E2EE): Encrypts card data immediately upon swipe, dip, or tap, making it unreadable during transmission.
• Tokenization: Replaces sensitive card details with unique digital tokens, minimizing exposure even if data is intercepted.
• User Authentication: PINs, biometrics, or multi-factor login protect access to the POS app and backend systems.
• Regular Security Updates: Cloud-based platforms automatically push patches and compliance upgrades to all connected devices.

While mobile POS systems are secure by design, businesses must also follow best practices—such as using strong passwords, keeping software updated, and avoiding public Wi-Fi for transactions—to maintain a secure environment.

Q4: Can mobile POS systems handle inventory management?

Yes, many modern mobile POS systems go beyond payment processing and offer robust inventory management capabilities. These features are especially valuable for small to mid-sized retailers, restaurants, and service providers who need real-time visibility into stock levels and sales trends.

Common inventory-related functions include:

• Real-Time Stock Tracking: Updates inventory counts automatically with each sale, return, or adjustment.
• Low-Stock Alerts: Notifies managers when items are running low, helping prevent stockouts.
• Multi-Location Sync: Centralizes inventory data across multiple stores or warehouses for accurate fulfillment.
• Reporting & Analytics: Generates sales reports, identifies top-selling items, and forecasts demand based on historical data.
• Barcode Scanning: Integrates with mobile device cameras or external scanners for quick product lookup and restocking.

By syncing sales and inventory in one platform, mobile POS systems reduce manual errors, streamline operations, and improve decision-making for business owners.

Q5: What payment methods do mobile POS systems support?

Modern mobile POS systems support a wide range of payment methods to meet evolving customer expectations and ensure seamless checkout experiences. The most commonly supported options include:

Payment Method	Description	Supported By Most mPOS Systems?
Chip & PIN Cards	EMV-compliant credit and debit cards requiring chip insertion.	Yes
Contactless Payments	NFC-based payments like Apple Pay, Google Pay, and Samsung Pay.	Yes
Mobile Wallets	Digital wallets stored on smartphones or smartwatches.	Yes
Swiped Magnetic Stripe Cards	Legacy cards read by swiping (less secure, still supported for compatibility).	Yes (with declining use)
Digital Invoicing & Payments	Send invoices via email or SMS with embedded payment links.	Yes (in advanced systems)
Buy Now, Pay Later (BNPL)	Services like Klarna, Afterpay, or Affirm integrated at checkout.	Select platforms

Support for diverse payment types not only improves customer convenience but also increases conversion rates and reduces abandoned transactions. When choosing a mobile POS, it's important to verify compatibility with your preferred payment providers and regional requirements.